What is Mariner Finance

                                              Introduction

A consumer financing company called Mariner Finance provides personal loans in 27 states. Mariner Finance may be able to assist if you've had problems elsewhere getting approved for a personal loan due to poor credit. The maximum loan amount is $25,000, and hefty annual percentage rates (APRs) are charged. If you are a creditworthy borrower, another lender may offer you better terms.

For whom is Mariner Finance best?:-

• Possess a bankruptcy or bad credit history. For potential customers with damaged credit records who can't get a better rate on a personal loan from another lender, Mariner Finance may be helpful. Mariner Finance, unlike some other lenders, will consider applicants who have already filed for bankruptcy, provided that the relevant underwriting requirements are met.
• To add a co-signer or to request a secured loan Prospective borrowers can submit a secured loan application or a co-signer application. You may be able to get lower rates by including collateral or a co-signer on your loan, but if you default on your loan, you run the danger of losing your asset or harming your co-credit. signer's

Who is not a good fit for Mariner Finance:-

• Those with excellent credit. You might be able to get better terms on a personal loan from another lender if you have good to exceptional credit. Other lenders provide rates that begin in the single digits whereas Mariner Finance's rates begin in the double digits
• Taking out a loan for $1,000 or more than $25,000 Only personal loans between $1,000 and $25,000 are available through Mariner Finance. Additionally, if you don't reside in one of the 27 states that the company works in, you wouldn't be eligible to borrow.

Detail about Personal Loan from Mariner Finance:-

• Sums of loans. The lowest and maximum loan amounts offered by Mariner Finance range from $1,000 to $25,000, depending on your state of residency and the loan's underwriting. If you want to borrow more than $15,000, you must apply in person at a branch. However, you can borrow up to $1,500 online.
• Loan conditions. You may select terms of 12 to 60 months.

Credit Score Requirement:-

• No minimum credit score is disclosed by Mariner Finance. The organisation considers a number of variables, including your credit score, credit history, and income, when considering you for a loan, according to a customer service representative. Additionally, you might be able to compensate for bad credit by including a co-signer or security in your loan application.

Income Requirement:-

• Mariner Finance does not reveal exact income requirements, but it evaluates your application for a loan based on your income, credit score, and other variables.
  
  Customer Reviews:-
• Based on 151 reviews, Mariner Finance has a Trust Pilot rating of 4.6 out of 5 stars. Only 8% of those reviews are negative, while 85% are outstanding. Positive reviews note that the application procedure was quick and simple and that the company's support staff was pleasant, friendly, and professional. However, several dissatisfied clients said that using their loan offer code resulted in poor communication, lengthy loan processing timeframes, and "bait-and-switch tactics."
• Mariner Finance has a 1.24-star rating based on 93 customer reviews, the majority of which are unfavorable. One client expressed disappointment that the preapproval letter they received did not result in a loan for the same amount on Trust Pilot. Mariner Finance receives an A+ rating from the BBB despite the complaints, despite not being a BBB recognised business.

                                                                Official Site